Motor Insurance
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WHY CHOOSE US?
Why Choose Addison Bradley For Your Motor Insurance
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Choosing Addison Bradley for your motor insurance ensures comprehensive protection and personal service. Our policies cover a wide range of risks including accidents, injuries, and third-party liabilities, ensuring you’re fully protected in any situation. We offer customised insurance plans tailored to individual needs, whether you’re a new driver or experienced motorist. Our expert advisors provide ongoing support to help you understand and maximize your coverage. Opt for Addison Bradley for tailored solutions, expert support, and peace of mind knowing your vehicle is well-insured.
BENEFITS OF MOTOR INSURANCE
The Importance of Motor Insurance
In the UK, motor insurance isn't just a wise choice; it's the law. The Road Traffic Act 1988 mandates that anyone driving a vehicle must at least have third-party insurance. This minimum level of cover ensures:
01
Protection for Others: If you’re involved in an accident, third-party insurance covers injuries to other people and damage to their property.
02
Legal Compliance: Driving without insurance can lead to serious legal consequences, including hefty fines, penalty points on your licence, or even disqualification from driving.
Ensuring you meet these legal requirements is essential not just for your safety but also for the safety of everyone on the road.
Accidents, theft, and damages can be unexpectedly costly. Without motor insurance, the financial burden falls entirely on you. By having motor insurance, you safeguard your wallet against unexpected expenses that could otherwise cause substantial financial strain. In simpler terms, it’s like having a financial cushion ready to soften the blow of unexpected vehicle-related expenses.
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Should I Need Motor Insurance?
The short answer is, absolutely. Motor insurance is not just a legal necessity but also a financial safety net. It protects you from unexpected costs and provides peace of mind. Motor insurance is more than just a tick-box exercise. It’s a fundamental aspect of vehicle ownership that ensures you’re protected in myriad ways. Understanding its importance can help you make an informed decision.
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Client Testimonials: What Our Customers Say
See firsthand the experiences of our satisfied clients and learn why they trust us to protect their interests. From seamless service to tailored solutions, find out why Addison Bradley is the name they rely on for peace of mind.
FAQs
Motor Insurance Frequently Asked Questions
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What Does Motor Insurance Cover?
- Third-Party Only: This is the minimum legal requirement and covers your liability for injury to others and damage to third-party property. However, it doesn’t cover repairs to your own vehicle or injury to yourself.
- Third-Party, Fire, and Theft: Provides the same cover as third-party only but also insures your vehicle against theft and fire damage.
- Comprehensive Cover: Encompasses all the benefits of third-party, fire, and theft cover. Additionally, it covers accidental damage to your car, personal injuries, and sometimes even personal belongings inside the vehicle.
- Each coverage level offers different benefits, so it’s crucial to choose one that fits your specific needs and provides adequate protection.
What is a No Claims Discount?
A No Claims Discount (NCD) is a reward for not making any claims on your insurance during a policy year. The more years you drive without claiming, the higher the discount you receive.
Can I Modify My Policy Mid-Term?
Yes, you can make changes to your policy mid-term. Whether you’ve bought a new car, moved house, or simply want to adjust your cover, we’re here to help. Just contact our customer service team, and we’ll discuss the necessary adjustments.