Motor Fleet Insurance
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For businesses with multiple vehicles, fleet insurance provides a simplified and cost-effective way to ensure that all of your vehicles and drivers are covered under one policy. Whether you manage a small delivery service or a large commercial fleet, having the right insurance is vital to keeping your operations running smoothly and protecting your assets from unexpected costs.
At Addison Bradley, we offer tailored motor fleet insurance solutions designed to meet your business’s unique needs, ensuring your fleet is covered in case of accidents, damage, or theft.
What Is Motor Fleet Insurance?
Motor fleet insurance is a practical way for businesses to cover multiple vehicles under one policy. Whether you use cars, vans, trucks, or a combination of commercial vehicles, this type of insurance brings everything together in one place.
Instead of managing separate policies for each vehicle, fleet insurance makes things simpler. It can also help reduce overall costs and give you the flexibility to tailor the cover to suit your business needs. It’s a straightforward, efficient option for keeping your vehicles and drivers protected while making insurance easier to manage.
Why Your Business Needs Motor Fleet Insurance
Managing a fleet of vehicles comes with a unique set of risks and responsibilities. From driver accidents to vehicle theft, the potential for costly disruptions is high. Here’s why fleet insurance is essential for your business:
01
Accidents & Collisions
Protection against vehicle accidents, whether on the road or at your premises
02
Theft & Vandalism
Coverage for vehicles that are stolen or damaged due to malicious intent.
03
Liability Coverage
Covers third-party injuries or property damage caused by your drivers
04
Comprehensive Coverage
Includes both vehicle repairs and personal injury protection for drivers and passengers
05
Legal Compliance
Ensures that your vehicles meet regulatory requirements, such as MOTs and road tax
06
Fleet Management Efficiency
Simplified claims and paperwork processes when managing multiple vehicles
What Does Our Motor Fleet Insurance Cover?
We offer flexible, comprehensive cover options designed to meet the specific needs of your business and vehicle fleet. Whether you run a few company cars or a large mix of commercial vehicles, our policies can be tailored to give you the right level of protection.
Comprehensive Cover
This offers full protection for your own vehicles, as well as third-party property:
- Covers damage to your vehicles and any third-party property
- Personal injury cover for drivers and passengers
- Protection against accidental damage, fire, and theft
- Windscreen repairs and replacements
- Help with medical expenses and lost income due to accidents
Third-Party Liability
If your fleet causes damage or injury, this cover steps in:
- Covers damage or injury caused to others by your vehicles
- Includes legal fees related to third-party claims
- Option to cover hired or non-owned vehicles used for business
Fleet Breakdown Assistance
Minimise downtime and keep your fleet moving:
- Access to a network of nationwide breakdown services
- Towing and recovery to get your vehicles back on the road quickly
Customised Add-Ons
Add extra layers of protection based on your operations:
- Cover for goods being transported in your vehicles
- Excess protection to limit out-of-pocket costs
- Legal expenses cover for disputes or claims
At Addison Bradley, we understand the complexities involved in insuring a fleet of vehicles. Our experts take the time to understand your business operations, ensuring we tailor a policy that fits your needs.
We offer flexible coverage options that grow with your business and provide ongoing support, including risk management advice to help prevent accidents and reduce overall costs.
Our quick, responsive claims process ensures that your fleet can get back on the road with minimal disruption. With a deep understanding of UK road laws and the commercial vehicle sector, Addison Bradley is your partner in ensuring that your fleet is adequately protected, so you can focus on running your business with confidence.
Why Choose Addison Bradley?
FAQs
Motor Fleet FAQs
What is the minimum number of vehicles for a fleet insurance policy?
Typically, fleet insurance policies cover businesses with two or more vehicles, but we can tailor coverage for fleets of all sizes.
Can I insure a mix of vehicles?
Yes, our fleet policies are flexible and can cover a range of vehicles, including cars, vans, trucks, and specialised vehicles.
How does a no-claims discount work?
We offer discounts for fleets with a history of low claims, helping you reduce your premium year over year.
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Client Testimonials: What Our Customers Say
See firsthand the experiences of our satisfied clients and learn why they trust us to protect their interests. From seamless service to tailored solutions, find out why Addison Bradley is the name they rely on for peace of mind.