Cyber Insurance

Our Providers

Meet some of our esteemed providers.

In today’s hyperconnected world, cyber risks are no longer just an IT issue, they are a business-critical concern. Whether you handle sensitive customer data, operate e-commerce platforms, or rely on cloud-based systems, a single cyber incident can cause devastating financial and reputational damage.

At Addison Bradley, we help businesses like yours prepare, protect, and respond with bespoke cyber insurance that fits your operational needs and digital risk profile.

What Is Cyber Insurance?

Cyber insurance is designed to protect your business against the escalating risks of cyberattacks and data breaches. It covers a wide range of costs, including financial losses, legal liabilities, and the often significant expenses related to incident response and recovery.

However, it offers more than just financial reimbursement. With cyber insurance, you gain immediate access to a team of experts, from cybersecurity specialists and legal advisors to crisis managers, ready to support you through every step of an incident. It’s a proactive shield that helps you recover faster, reduce downtime, and face high-stakes digital threats with confidence and clarity.

Why Your Business Needs Cyber Cover

Our cyber insurance provides comprehensive protection tailored to the complex digital risks businesses face today. From immediate incident response to long-term liability support, our cover is designed to help you recover quickly and confidently, minimising disruption and safeguarding your reputation.

First-Party Coverage

Protection for direct losses your business incurs from a cyber event:

Business Interruption

Covers lost income and extra operational costs due to system outages or downtime caused by a cyberattack.

Cyber Extortion

Expert guidance and financial support in the event of ransomware demands or other digital threats.

Digital Asset Restoration

Pays for the recovery or replacement of lost, damaged, or corrupted data and software.

Incident Response

24/7 access to a dedicated team of IT forensic experts, legal advisors, and public relations specialists to guide your response and recovery.

Notification Costs

Assistance with meeting your legal obligations to notify affected individuals and regulators after a data breach.

Third-Party Liability

Coverage for legal and financial responsibilities to others arising from a cyber event:

Privacy Liability

Covers claims related to the unauthorised access, use, or disclosure of personal or confidential information.

Media Liability

Protection against issues such as defamation, copyright infringement, and other risks tied to your digital content.

Regulatory Defence

Covers legal defence costs and, where permitted by law, fines resulting from investigations or regulatory actions.

Network Security Liability

Provides coverage if a breach originating from your systems impacts third parties, such as clients or partners.

Why Choose Addison Bradley for Your Block of Flats Insurance?

At Addison Bradley, we a’re more than just insurance brokers, we a’re strategic risk advisors committed to protecting your business in a digital-first world. We understand that cyber threats are complex and constantly evolving, which is why our approach goes beyond the policy. Here’s what sets us apart:

Tailored Solutions
No two businesses are the same. We build cyber insurance policies specifically for your industry, operational scale, and digital footprint.

UK Regulation Expertise
We stay ahead of evolving legal and compliance requirements, including GDPR, to help ensure your cover remains relevant and robust.

Rapid Response
In a crisis, every minute counts. We ensure fast access to a trusted network of legal, forensic, and communications experts to help contain, investigate, and recover.

Ongoing Support
Our relationship doesn’t end once your policy is in place. We offer continuous guidance, risk assessments, and updates to help you stay secure as threats change.

Trusted Choice

Client Testimonials: What Our Customers Say

See firsthand the experiences of our satisfied clients and learn why they trust us to protect their interests. From seamless service to tailored solutions, find out why Addison Bradley is the name they rely on for peace of mind.

I wanted to formalize my appreciation in writing. The exceptional service provided by you and your company has truly been outstanding. We consistently receive the most competitive quotes, and your unwavering support is consistently available whenever needed. I cannot recommend your firm highly enough. Thank you for your ongoing efforts.

I’ve had the pleasure of working with Jan Umpleby for 15 years, and her service has been outstanding. Jan consistently goes above and beyond, always approachable and exceptionally professional. We wholeheartedly recommend Jan—she truly cares.

We sincerely thank you for your exceptional support in handling our communications with our insurer over the years. You've always been there when we needed help and advice. Looking forward to continuing our excellent working relationship!

I receive an outstandingly professional service from my broker. consistently reliable, professional, proactive and 'tailored' to the vagaries of my rental properties using their wealth of experience. It is simply a pleasure to do business with this company. I wish I had discovered them years ago; never too late!

Cyber Insurance FAQs

INSURAN

Is cyber insurance suitable for small businesses?

Yes, SMEs are often the most vulnerable, and tailored policies make coverage affordable and accessible.

Will it cover accidental employee data leaks?

Yes, provided proper controls are in place, most policies cover human error, not just external attacks.

What’s not covered?

Typically, hardware replacement, prior breaches, and criminal fines may be excluded. We’ll walk you through specifics.