Commercial Landlord Insurance
Our Providers
Meet some of our esteemed providers.
Owning a commercial property can be a lucrative investment which comes with its fair share of risks and responsibilities. This is why having the correct policy in place is important to protect your property and income, ensuring you’re covered if the unexpected happens. Addison Bradley specialises in providing tailored insurance solutions for landlords across the UK. Call our team at 020 7355 1616, or simply complete the contact form on our website to get a quote.
What Is Commercial Landlord Insurance?
Commercial landlord insurance is a policy designed to protect property owners who lease commercial spaces such as offices, shops, or industrial units. Unlike standard property insurance, this cover addresses specific risks associated with commercial properties. Some of these include tenant-related damages, liability claims, and loss of rental income. Having the correct policy in place helps safeguard your investment by covering potential risks that could lead to significant financial losses.
If you manage a diverse portfolio that includes both commercial and residential properties, we also provide tailored residential landlord insurance policies to ensure comprehensive coverage for all your assets. Whether you’re looking to protect rental homes or multi-property investments, our policies offer the flexibility and protection you need.
SURANCE
WHY CHOOSE US?
Why Choose Addison Bradley For Your Commercial Landlord Insurance
INSURAN
With over 30 years of experience in the industry, Addison Bradley is a reliable insurance brokerage firm, offering tailored solutions that meet the unique needs of landlords. By partnering with top insurers, we provide bespoke insurance policies at competitive rates. Call us today at 020 7355 1616 to find the right commercial landlord policy.
Why Do Commercial Landlords Need Insurance?
Although commercial landlord insurance isn’t a legal requirement, it’s a smart decision. Leasing a commercial property exposes you to various risks, such as property damage or legal disputes, which is why having a policy in place is advised. An insurance policy safeguards your asset, minimises financial loss and ensures your investment continues to generate income.
What are the Benefits of Commercial Landlord Property Insurance?
Financial Security – Coverage for property damage, legal expenses, and potential loss of rental income helps secure your investment against unexpected costs.
Legal Protection – Includes property owners’ liability insurance to protect against claims or damages on your premises.
Business Continuity – Loss of rental income coverage ensures that you still earn revenue, even if your property is temporarily inhabitable due to an insured event.
Customisation – Create a tailored policy to fit the needs and size of your commercial property.
Flexible Coverage – Options to insure multiple commercial properties or include residential landlord insurance under a single policy, saving time and money.
GET IN TOUCH
What Does Commercial Landlord Insurance Cover ?
Buildings Insurance
Building insurance covers the property from unlikely events such as fire, flooding and weather damages. If your commercial property suffers damage, this insurance policy will cover the rebuild costs.
Contents Insurance
If you own any equipment or furnishings within your commercial property, contents insurance will protect these items from loss or damage. This may include essential fixtures such as air conditioning units or business equipment.
Loss of Rental Income
In the unfortunate event that your property becomes inhabitable, loss of rental income cover ensures that payments will still be completed whilst repairs are being made. This is important for landlords who require regular rental payments to maintain their business.
Trusted Choice
Client Testimonials: What Our Customers Say
See firsthand the experiences of our satisfied clients and learn why they trust us to protect their interests. From seamless service to tailored solutions, find out why Addison Bradley is the name they rely on for peace of mind.
FAQs
Commercial Landlord Property Insurance Frequently Asked Questions
INSURAN
How much is commercial landlord insurance?
The cost of commercial landlord insurance varies on several factors, including where the property is located, the type of property you’re letting out, when the property was built, and the type of business that will be occupying the property. Contact us for a competitive quote today.
Is commercial insurance a legal requirement for landlords?
Commercial landlord insurance isn’t a legal requirement for property owners in the UK. That being said, it is strongly advised that you have an insurance policy in place for your commercial property. This type of coverage protects against risks such as property damage, liability claims, and loss of rental income. While optional, lenders may require building insurance as a condition for mortgages, making it a necessity in many scenarios.
Can I cover more than one property within my policy?
Yes, you can cover more than one property under a single insurance policy with Addison Bradley. This includes commercial properties, residential properties, high-value homes, and holiday home insurance. This is known as a multi-property landlord insurance policy, designed to simplify management for landlords with multiple properties. Combining all properties under one policy reduces administrative tasks and ensures there’s only one renewal date to keep track of. Additionally, it often provides cost savings compared to maintaining separate policies for each property.
How do I receive a quote for my policy?
Receiving a quote for an insurance policy is simple. Get in touch with a member of our team by calling us at 020 7355 1616 or by completing the contact form on the website to schedule a consultation. We will then require information about your property and coverage requirements such as location, type, age, tenant details and specific coverage options such as building or contents insurance.
What should I consider when choosing a policy?
When choosing a commercial landlord insurance policy, consider factors such as the property type, age, and location, as these factors will influence the level of coverage required. Review the different coverage options such as building, contents, and liability insurance, choosing what best suits you.